Christmas is more than a humbug. It's deadly. 
Ben Scrooge has the world on his shoulders handling his recently deceased partner's business affairs and handling his own book of business. Foreclosures are up and revenue down. A very disappointing Christmas. 
Complicating matters further, the Dread is raging through south London, and the sanitariums are overflowing. The infirmed are attacking people throughout the night. Some swear the dead are coming back to life. Ben, however, thinks it foolishness, and he has no time for it. 
He's about to find out who the fool truly is, and only a miracle, or something like it, can save him.